The Obamacare’s 0.7% New Policy Payment Problem

Allahpundit over on the HotAir blog has a post up titled “Uh oh: Only 5-15% of enrollees have paid their first month of premiums in some ObamaCare plans” that has some hugely interesting numbers regards the payment rate for those who have signed up for Obamacare to date.

There are 365,000 enrollees in Obamacare thus far. Only 15% of them have paid for their 1st month of healthcare insurance. This means _AT BEST_ less than 55,000 of the 365,000 who have enrolled will have insurance come January 2014.

The individual healthcare market prior to Obamacare was over 7 million people holding policies.

That works out to 0.7% of the individual policy holders that had old pre-Obamacare private health insurance policies, who have renewed their policies under Obamacare, given a 15% payment compliance rate. Remember, that is the _BEST CASE_ It may be as little as 1/3 that compliance number and percentage.

There are less than 30 days for the other 99.3% of the individual healthcare market to get an Obamacare policy.

I wonder what odds Las Vegas bookies would give for an Obamacare paid policy rate 10% of the old individual healthcare market, AKA Obamacare policies for 700,000?

History Friday: Curtis SC-1 Seahawk – A Case Study of U.S. ‘Materialschlacht’ vs. Samurai ‘Spirit’

One of the focal points in writing this History Friday column has been trying to answer the question “How would the American military have fought the Imperial Japanese in November 1945 had the A-bomb failed?” Today’s column is focusing on an almost unknown aircraft, the Curtis SC-1 Seahawk light patrol seaplane as one of many “reality lives in the detail” changes in material, training and doctrine that the US military was making for the invasion of Japan. Then placing the Seahawk in the wider context of the contrasting US versus Imperial Japanese fighting styles, of American “matériel battle” aka “Materialsclacht” versus Japanese “Samurai spirit.”

Curtis SC-1 Seahawk floatplane -- National Archives #80-G-399644
Curtis SC-1 Seahawk floatplane — National Archives #80-G-399644

This is what Wikipedia has to say about the Curtis SC-1 Seahawk

“While only intended to seat the pilot, a bunk was provided in the aft fuselage for rescue or personnel transfer. Two 0.5 in (12.7 mm) M2 Browning machine guns were fitted in the wings, and two underwing hardpoints allowed carriage of 250 lb (113 kg) bombs or, on the right wing, surface-scan radar. The main float, designed to incorporate a bomb bay, suffered substantial leaks when used in that fashion, and was modified to carry an auxiliary fuel tank.

You can see a nice You Tube video titled “SC-1 SeaHawk Seaplane Fighters in Combat Operations!” at this link:

The Seahawk served the US Navy from 1944 through 1948 and was replaced by helicopters. It is at best a footnote in the most detailed histories of World War 2. It is also a perfect metaphor for the fighting that would have happened, but didn’t, thanks to the ultimate in WW2 Materialsclacht…the atomic bombs dropped on Hiroshima and Nagasaki.

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Under the Flag

Veterans Day started after World War I as “Armistice Day” commemorating the end of that conflict on the eleventh minute, of the eleventh hour of the eleventh day of the eleventh month. As time went and wars came one after another, it became the day America commemorated as Veteran’s Day, for those who served under the flag in the military services.

This year, though my memories are on one of the very many who were “They also serve who only stand and wait.” My Grandmother, Dora Zoraida (Rodriguez) Due died on October 30, 2013 at the age of 97 surrounded by her loving family members. She was the Daughter, Wife, Mother, Grandmother and Great Grandmother of soldiers of the American Republic. Men of her life and line have served in World War I, World War II, Korea, Vietnam, Desert Storm and multiple tours in Iraq and Afghanistan since Sept. 11, 2001.

Dora Due, Daughter, Wife, Mother, Grandmother and Great-Grandmother of American Soldiers
Dora Due, Daughter, Wife, Mother, Grandmother and Great-Grandmother of American Soldiers

“They also serve who only stand and wait.”
.
–John Milton

My Grandma Dora was such an “Army Woman” that even Spartan women of old would have pulled their hair and gnashed their teeth in envy. At her funeral one of her son-in-laws computed that the men of Dora’s life and line have served 111 continuous years of the 238 and counting existence of the Regular US Army. Truly there was not a day of her 97 year life that Dora did not serve, waiting, under the flag.

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History Friday: Napalm as a Weapon

One of the focal points in my writing these History Friday columns has been trying to answer the question “How would the American military have fought the Imperial Japanese in November 1945 if the A-bomb failed?” Today’s column returns to that theme by examining one of many “reality lives in the detail” changes in material, training and doctrine that the US Army was making for the invasion of Japan. This column’s focus is on the use of napalm as a weapon. In reading about napalm as a weapon in World War 2, you see the following (from the Global Security web site) standard narrative explanation and not much more —

Napalm was developed at Harvard University in 1942-43 by a team of chemists led by chemistry professor Louis F. Fieser, who was best known for his research at Harvard University in organic chemistry which led to the synthesis of the hormone cortisone. Napalm was formulated for use in bombs and flame throwers by mixing a powdered aluminium soap of naphthalene with palmitate (a 16-carbon saturated fatty acid) — also known as naphthenic and palmitic acids — hence napalm [another story suggests that the term napalm derives from a recipe of naphtha and palm oil]. Naphthenic acids are corrosives found in crude oil; palmitic acids are fatty acids that occur naturally in coconut oil. On their own, naphthalene and palmitate are relatively harmless substances.
 
The aluminum soap of naphthenic and palmitic acids turns gasoline into a sticky syrup that carries further from projectors and burns more slowly but at a higher temperature. Mixing the aluminum soap powder with gasoline produced a brownish sticky syrup that burned more slowly than raw gasoline, and hence was much more effective at igniting a target. Compared to previous incendiary weapons, napalm spread further, stuck to the target, burned longer, and was safer to its dispenser because it was dropped and detonated far below the airplane. It was also cheap to manufacture.

There is a lot more to napalm than just that, and you can’t really understand combat after action reports, the detailed reality, of the WW2 Pacific Theater without being aware of the capabilities and limitations of napalm as a weapon. The following list is from my own research over the last few years on the subject of tank-mounted mechanized flamethrowers that were in my last column.

1) Napalm flame fuel was a “Non-Newtonian Fluid” as compared “Newtonian fluids” like water and gasoline. Everyday examples of “Non-Newtonian Fluids” include corn starch and milk gravy, alcohol hand sanitizer, hair gel, and ketchup. This meant that Napalm mixtures acted somewhat like a semi-solid glue when at rest and like fluid under pressure or when aerosolized. For example, if one takes a bottle full of water and a bottle of ketchup, then try to shoot fluids from both through a potted plant to a board behind it. The water will push the plant aside and predominantly move through to the board. The ketchup will stick to the plant, and the resultant flow will have far less will reach the board behind it, let alone hit where it was intended.

This had huge implications in 1943-1944 when fighting in triple canopy jungle, dense undergrowth or in tall Kunai Grass. The South Pacific was noted for all of the above. In thick foliage napalm mixtures fired from flamethrowers stuck to plants rather than pushed past them like a Newtonian fluid. Quite literally, plant vegetation concealment _WAS COVER_ for firing apertures in bunkers of any sort. You also could not do an arcing overhead stream for fear of the plants so disrupting the flow that you would hit some of your own troops.

New Georgia thin flame fuel attack -- from 'Portable flame thrower operations in World War II '
New Georgia Flamethrower attack using thin flame fuel with little or no napalm — Source: ‘Chemical Corps Monograph No. 4 Portable Flame Thrower Operations in World War II’

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History Friday: Mechanized Flame Weapons from an “Invasion That Never Happened”

I have written in past Pacific War columns about institutional or personally motivated false narratives, narrative hagiography, forgotten via classification narratives and forgotten via extinct organization narratives. Today’s column, like my previous “History Friday: 81st ID’s Peleliu Lessons for MacArthur’s Invasion of Japan” is another on how generational change makes it almost impossible to understand what the WW2 generation is telling us about it’s times without a lot of research. The case in point in this column is the confused development of the mechanized flamethrower tank.

This is a Hawaii built Flametrower of the 713th Flame Tank Battalion on Okinawa.
Figure 1: This is US Army Signal Corps photo of a Hawaii built Flamethrower of the 713th Flame Tank Battalion on Okinawa. This was the second generation of Hawaii flame tanks used in combat in the Spring of 1945.

To take you there this time, first imagine a weapon who’s range and effectiveness varied from shot to shot. Who’s performance was dependent on the wind. Whether it was raining or it got soaked in salt water. Whether a rubber O-seal held pressure or the connection in which it was placed was properly seated. A weapon who had a two component ammunition, solid and liquid, you had to mix in the field before use. That required the chemicals in the solid component of ammunition to be properly ground to a consistent powder with no trace manufacturing contamination, and that required air and water tight packaging of your ammunition hold up in shipment. Which also required of the liquid batch of ammunition you were using not to have had too much water or alcohol contaminating it. And whose mixed performance rapidly and unpredictably deteriorated within hours to weeks since the manufacture of that batch of ammunition, when you did everything right.

It gets better.

This weapon has an effective range of 10 to 20 yards depending on all of the above, requiring a team of 7-15 other soldiers to cover you, as you move up to use it. Your last live fire training — in fact, any training at all — in using this 70 lb back pack weapon with your team happened more than 30 days before you use it. Which, by the way, has an effective firing time in combat of 8-to-10 seconds, and you as its operator are the enemy’s priority target on the battlefield.

Your mission, your life, and the lives of around you, are depending on this weapon. And worse, for all those problems, it was the only effective weapon you have…when it works.

Those were the facts of life and death for every American portable flame thrower operator in World War 2. It took 18 months of bloody infantry close combat from December 1943 to June 1944, with four increasingly better and more dependable portable flamethrower designs, to work out all those facts.

And it was not until November 1943, with the shatteringly high U.S. Marine casualties during the assault of Betio Island, Tarawa Atoll, Gilbert Islands, that the American military began to seriously entertain fielding a flame throwing tank.

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